If you want to make a career in Architecture (B.ARCH), but you are worried about the fees of studies, then there is no need to panic. Nowadays, most banks and financial institutions are providing education loan facility to students, so that they can complete their dreams without any financial burden. The special thing is that a loan is easily available for professional courses like B.Arch.

B.Arch is a five -year course, in which the total cost can go up to lakhs of rupees, including fees and other expenses. In such a situation, education loan becomes a big support for students.

How much money can you get a loan?

Government and private banks provide education loans ranging from Rs 7.5 lakh to Rs 40 lakh for B.Arch. Most banks give loans up to Rs 7.5 lakh without any guarantee to study inside the country. For the above amount above this, a guarantee or coal-applicant is necessary. The loan amount and conditions are slightly different for studies abroad.

What expenses covers a loan?

Education loan is not limited to college fees. Under this, students also get help for essential things like hostel fees, books, laptops, uniforms, project work and travel expenses. That is, the loan covers the entire academic journey of the students.

Who can apply for a loan?

Interest rate and repayment facility

Banks’ interest rates vary, but usually the education loan costs 8% to 12%. This rate is slightly low in public sector banks. Under some schemes, girls are also given interest rebate.

The process of repaying the loan is easy. After the end of B.ARCH course, students are usually given 6 to 12 months (Moretorium period), after which EMI starts. Students can gradually repay the loan after getting their jobs.

Which banks can get a loan?

SBI, PNB, Union Bank, Canara Bank, Bank of Baroda, HDFC Credila, ICICI Bank Such as banks and institutions provide education loans for B.Arch course

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