When a student decides to study abroad, it is not just about getting a degree, it is a lifelong dream. New place, new experience and hope for a better future. If your partner is also with you in this journey, then this experience becomes even more special. Living together not only provides emotional support but also provides relief from stress and initial conflicts. Not all countries allow bringing partners along as per their rules and visa policies. But Finland is a country which is not only considered excellent for studies but also has a strong and supportive system for living with families. Living with your partner in a country like Finland can be a big but very beneficial step. So let us know whether you can live in Finland with your wife on student visa, what are its expenses and rights.

Can I live in Finland with my wife on a student visa?

In Finland, if you have a valid student residence permit, you can also take your partner with you. For this, your partner has to apply for Family Member Residence Permit. There are certain conditions for this, such as proof of valid marriage, you have good financial support, and the required documents are complete, and both of you can apply for the visa together or separately. But there must be proof of your relationship, such as a marriage certificate.

What rights do wives get in Finland?

If a partner comes to Finland with a student, he gets many rights. Like the freedom to work full time, the wife does not need any separate work permit to work, she also has full right to study, if she wants, she can do any course there, be it skill development or any degree. Apart from this, Finnish Personal ID is available. Due to which it becomes easier to open a bank account, avail health services and do other government work. Healthcare and transport facilities are provided. In this way, the partner is not limited to just living together, but he can also start his career or studies from there.

cost of living in finland

The standard of living in Finland is good, but with it the expenses are also high. According to the Immigration Service of Finland, a student needs at least 800 euros per month for his living. If the wife also has to be accompanied, the expenses increase further. If you and your wife live together, you will need at least €1,260 per month i.e. approximately Rs 1.1 lakh. If you have a child with you, this expense increases further. The cost of living in big cities like Helsinki can be even higher. Whereas in small cities it may be less.

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The US has implemented new restrictions for foreign students amid growing trade tension from India. Earlier, US President Donald Trump had imposed a tariff on India, now the Trump administration has issued a new decree regarding foreign students. In fact, the US administration has recently sent a 10-nine memo to the Universities of America. According to this, only 15 percent of international students will be able to take admission in Universities of America and the number of students of any one country will not be more than 5 percent.

Apart from this, the Trump administration has also asked American universities to reduce the registration of foreign students and improve some departments. Amidst the restrictions imposed on Indian students in America, let us know which countries other than America have better education options.

Know the effect of decision on Indian students first

The impact of the new memo of US administration will be seen on Indian students. Actually, a large number of Indian students study in America. After this decision of Trump, taking admission in American universities will be more difficult than ever, because the total number of foreign students in every university will be limited to only 15 percent and cannot be more than 5 copies of any one country. This means that competition will increase for Indian students and many students will not get admission. Apart from this, the university will also have to public the data of earnings after students’ GPA, test score, tuition fees and graduation. It is believed that after this decision of Trump, now Indian students will start looking for new options for studying abroad apart from America.

Germany Indian students choice

After the decisions of the US government, Germany is also considered a good option for the education of Indian students. Actually, tuition fees are not charged from international students in most public universities in Germany. Apart from this, international students do not have to pay more semester fees here. Also, there is permission to do part time job and post study work visa here. In such a situation, Germany is considered to be the best option for Indian students after America.

Canada is also a safe option

Canada is also considered a good option for Indian students. The university of Canada also has less tuition fees than America. On the other hand, if the students want, then you can also reduce tuition fees through many scholarships here. Along with this, many programs are also offered in Canada regarding business and health care, which students can also take advantage of.

Britain also in the list of Indian students

Britain is known for a place on one side and strong economy. At the same time, it is now being considered one of the best countries for the education of foreign students. The big reason for this is that in Britain, there is a chance to study in the top universities of the world. Which includes universities like Oxford and Cambridge. Apart from this, after graduation, there is also a job option through graduate visa.

France is also the choice of students

After America’s decisions, Indian students can also turn to France. In fact, the fees for international students in many universities in France are very low. Apart from this, the cost of living here is also different in different cities, due to which the small towns here can be economical for the students.

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Every year a large number of Stundants from India go abroad to get education. Among these, there is also a hotspot America for studies. Where there are many well-known universities, every year students from India go to study here. Some students reach America through education loan. But do you know how much is eating, drinking, living i.e. cost of living there. How much money is spent other than studies, let’s know …

Students studying in America have to do the most expenses. Whether you choose a university hostel or take your own apartment, both options are expensive. After this, one has to spend a lot on basic needs like food, travel, books, clothes and internet. Many students do part-time jobs to meet their expenses. There are a lot of part-time job opportunities in America, due to which students are able to manage their studies and expenses to some extent.

These are expenses

According to media reports, books and study materials are necessary during studies. In America, they can cost from $ 900 to 2000 annually. Local transport or short distance travel costs from $ 300 to 700 annually. If you are studying in a big city, then this expenditure can increase further. This is the biggest expense. The cost of living in the US reaches $ 9,800 to $ 11,100 annually. If you are studying in big cities like New York, Boston or Los Angeles, then this expenditure will be even more.

Only electricity bill comes from 100 to 150 dollars every month. If you are living in the apartment, then this expense will have to be managed separately. The cost of eating inside the campus is around $ 250 per month. But if you live outside the campus, then this expenditure can go from $ 400 to 600 per month. If there is a habit of eating outside, the expenditure will increase further. The recharge of the phone comes about $ 50 a month and the cost of the internet comes to 45 to 50 dollars.

Healthcare is also expensive

Healthcare is very expensive in America, so it is necessary for students to take health insurance. It costs $ 700 to 1100 annually. On an average, $ 500 is spent on clothes annually. Apart from this, there can be a lot of expenditure on entertainment, walking and going out with friends.
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Harvard University is one of the selected universities in the world, where students from all over the world dream of studying and work hard to complete it. If you also want to study computer science from Harvard University, then this information can prove to be very useful for you.

This course of computer science comes in the top ranking worldwide. Students studying here get excellent education as well as great career opportunities. However, studying here is a big investment, because its fees and other expenses are quite high.

Total expenditure for computer science studies in Harvard

If you are dreaming of having a bachelor’s degree in computer science from Harvard University, then you will have to spend fat for this. The total cost of this degree comes around $ 86,926 (about 76 lakh rupees). Tuition fees in this are the largest share, which is about $ 59,320 (about 52 lakh rupees). Apart from this, it also has many other fees-

• Health service fees – $ 1,800 (about 1.6 lakh rupees)
• Hostel fees – 13,532 dollars (about 12 lakh rupees)
• Student Service Fee – $ 3,676 (about 3.20 lakh rupees)
• Food expenses – 8,598 dollars (about 7.50 lakh rupees)

Duration of course
The course of computer science is about 4 years.

Tuition fees
One year tuition fee is about 52 lakh rupees. This includes only the expenses of education, the cost of living and food has to be paid separately.

Hostel expenses
The cost of staying in the hostel is about Rs 12 lakh annually. This expenditure can change according to room type and available features.

Dinner
It costs about 7.50 lakh rupees annually on eating and drinking. This expenditure depends on how the student’s diet plan is.

Other expenses
The expenses incurred on books, clothes, wandering, food etc. depend entirely on the student’s lifestyle. They have no direct connection with the course fee.

Career option in computer science

Software developer
You can work to create a mobile app, website or desktop application. This includes coding, testing and program updates.

Data scientist
Helping business or institutions to make better decisions by analyzing data. For this, knowledge of machine learning and statistics is necessary.

Artificial Intelligence (AI) Engineer
AI and machine learning models are made a chance to work in robotics, automation and smart systems.

Cyber security analyst
Companies work to protect the data and network from hacking or cyber attack.

Cloud computing engineer
Manage the cloud service of companies by working on platforms like Amazon AWS, Microsoft Azure, or Google Cloud.

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There is a big important news for the economically weaker students of Scheduled Castes and Tribes class who dreams of higher study and especially wishing to do PhD from abroad. The Ministry of Social Justice and Empowerment of the Government of India will provide financial assistance of up to Rs 20 lakh to such promising students. Its aim is to give a new flight to the dreams stopped due to financial constraints.

Who can take advantage?

The candidate has completed post graduation with at least 60% marks. The maximum age limit is 35 years. The annual income of the family should be less than Rs 8 lakh. The applicant should be from the Scheduled Castes or Tribes. If you live up to these conditions, then the path of studying abroad can open for you.

What will be found in this scheme?

Under this scheme, the government provides this financial assistance to 125 students every year. This amount is fixed on the basis of your chosen course and level of the institute.

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How will you get benefit?
After applying, your selection will depend on your educational record, ranking of the institute and selection of courses. If you are found eligible, the ministry will directly give you this financial assistance.

The deadline is also necessary
You will get a maximum of 4 years to complete PhD abroad. That is, with the help of the government, you have to end your course in the stipulated time.

How to apply?
Interested candidates can apply for this scheme by visiting nosmsje.gov.in. You will get detailed information, guidelines and application forms on the website.

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Understand as an example

Suppose, a student of Delhi is from the scheduled caste class, he has scored 65% marks in post graduation, age 30 years and the annual income of the family is 6 lakh rupees. If he gets a PhD offer in a big university like Oxford or Harvard, then he can seek financial assistance of up to Rs 20 lakh under this scheme. This will also include his tuition fees, visa, air tickets and living expenses.

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The central government has announced a major relief for millions of promising students of the country. Now due to financial constraints, students facing hindrance in studies will be able to take education loan of up to Rs 10 lakh under PM Vidya Laxmi Yojana. This decision is a golden opportunity for those youth who dream of higher education, but lack of money becomes a wall in their way.

The government has also fixed the budget for the operation of this scheme. Its aim is to give an opportunity to financially weak, but talented students to complete their studies. Under this scheme, students can study not only in prestigious colleges in India, but also in high ranked institutions of abroad.

The most important thing will not require any guarantor for the loan. Around 39 nationalized banks of the country are associated with this scheme. The central government will give a credit guarantee of up to 75% on loans up to Rs 7.5 lakh, which will give confidence in giving loans to banks and students will be able to take loans.

Who can take advantage of this scheme?

• The applicant should be a citizen of India.
• The 10th and 12th examinations should have at least 50% marks.
• The annual income of the family should not exceed Rs 8 lakh.
• Students should be admitted for higher education in a recognized institute.
• The student or his family should not be in serious financial crisis during the loan period.
• If the income of the family is up to Rs 8 lakh, then a loan of up to Rs 10 lakh can be received. This will be given a discount of 3% from the interest rate. At the same time, families who have income up to Rs 4.5 lakh, are already ongoing interest
• This scheme will get additional benefits with schemes.

Why is this plan special?

Earlier, many students were difficult to find guarantor for loan, due to which the dream of studies would remain incomplete. But now you will be able to get a loan without guarantor. Apart from this, this scheme is also opening doors for students wishing to study abroad.

What documents will be required?

• Income certificate
• Identity Card (Aadhaar Card, Passport, Voter ID etc.)
• Address proof
• Educational Qualification Certificate (10th, 12th, or others)
• Caste certificate (if applied)
• Economically weaker section (EWS) certificate

Application process

Interested students can apply by visiting Vidya Lakshmi Portal. Applications can be made for the loan by filling a form and uploading the necessary documents. After getting loan approval from the bank, the student can start his studies directly.

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If you are dreaming of studying abroad and selected the place as Netherlands, then this news is very useful for you. The Netherlands is becoming a popular education destination for students around the world.

Universities here are known for high quality studies and modern environment. But it is not enough to take admission only, a study visa is also required to study there and it is necessary to fulfill some important conditions.

These questions can be asked in visa interview

During the Netherlands Study Visa interview, the objective of the authorities is to know whether you are going there with the real intentions of studies. You can be asked many questions in the interview-

Why did you choose this university in the Netherlands?

• What is the name of your course and what is its duration?
• How will this course help in your future career?
• How much economic system do you have to study and live?
• Will you return to India after studying or will you work there?
• Have you traveled abroad before?
• What do your parents or sponsors do?

There should be such an amount in bank balance

To study in the Netherlands, not only passes the visa interview, but you also have to have enough financial resources. According to the rules of Indi (Ind -Immigratie -en Naturalisatihedian), which is the Immigration Department of Netherlands, the student has to show the amount in his bank account at least € 1,225 per month. That is, if the course is 1 year old, then at least € 14,700 (about 13 lakh rupees) should be in your account, this amount is in addition to tuition fees.

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