If you are looking to buy a first car or want a strong and stylish micro SUV in a budget of Rs 6 lakh, Tata Punch and Hyundai Exter are the two most popular options. Both the cars come with good road presence, right size and brand for daily use. But the question is, which of these two cars will prove to be better for you. Let us know in detail.

What is the difference between engine and mileage?

• Tata Punch has a 1.2 liter petrol engine, which gives better power and great driving experience. This engine runs smoothly even in the city and on bad roads. The company claims that its mileage is around 18.8 km per litre. Along with petrol, CNG option is also available in Punch, which is good for those who want to drive more at less expense. Whereas Hyundai Exter has a 1.2 liter 4-cylinder petrol engine, which is known for smooth drive. Its mileage is also almost equal to Punch. The Exter also now has a CNG option, making it economical for daily use.

Features and Comfort Experience

• Essential features have been provided in the base variant of Tata Punch, such as rear parking sensor, power windows and digital meter. The cabin of the car is simple, but gives a better feel. The number of features in Hyundai Exter seems a bit high. It has a digital instrument cluster, better seat belt safety and some extra convenience features, which make it more modern.

Safety and price comparison

• Tata Punch gets a big edge in terms of safety because it has received a 5-star safety rating. It is better for those who keep security above all else. Exter definitely has 6 airbags, but its safety rating has not been revealed yet. Talking about price, both the cars come in almost the same range. The base model of Punch is slightly cheaper, while the top variants of Exter become expensive.

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Prime Minister Narendra Modi announced GST reform in his speech on 15 August 2025. The government is now preparing to reduce the tax on small cars. Engine below 1200cc and cars smaller than 4 meters so far 28% GST + 1% cess. After the proposed change, there is a plan to bring it to 18% GST + 1% cess. Middle class will get direct benefit of this. Let us see how much impact the change will be on the price of Tata punch.

New price of Tata Punch after GST reduced

• At present, the ex-showroom price of Tata punch starts from Rs 6 lakh to Rs 10.32 lakh. Its CNG variant is priced between 7.30 lakh to 10.17 lakh rupees. Currently, 28% GST and 1% cess are applicable to these. If the tax becomes 18% GST and 1% cess, then the initial price of Tata Punch will be reduced to about Rs 5.53 lakh ex-showroom. However, the on-road price will also include road tax, insurance and other charges, so the real price may be slightly different.

Tata punch features

• Tata punch is a stylish and strong micro SUV, which is better for both the city’s driving and family use. It provides features like 10.25-inch touchscreen system, Android Auto and Apple CarPlay support, 6-speaker Harman Sound System, Bluetooth connectivity and cruise control. Apart from this, it also has premium features like chuls entry, push-button start, single pen sunroof, front and rear USB charger, multi-function steering wheel.
• Punch is also excellent in terms of safety. This includes features like ABS, EBD, Esc, two airbags, rear cameras, TPMS and ISOFIX Child Mounts. The special thing is that it has got a 5-star rating in the GNCAP crash test.

Tata punch engine and mileage

Tata punch contains two engine options including 1.2L Revotron Petrol Engine and CNG version. This SUV is available in both manual and AMT transmission options. Talking about mileage, its petrol version gives power up to 20.09 kmpl and CNG version about 26.99 km/kg.

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There is a demand for most such cars in the Indian market, which is affordable and also give mileage good. One such SUV is Tata Panch, which can also be called a budget-friendly car. The price of this car is in the range of seven lakh rupees.

If you are planning to buy this car, then it is not necessary that you make full payment to buy the punch, you can also make it finance. This Tata vehicle can also be brought home by taking a car loan. For this, you will have to deposit a few thousand rupees in the bank every month in the bank.

How much down payment will be found Tata punch?

According to the Cardekho website, the on-road price of Tata Panch’s pure petrol variants is Rs 6.66 lakh. To buy this car, you will get a loan of Rs 5.99 lakh from the bank. The amount of car loan depends on how much better your credit score is. According to the interest rate on this loan, you will have to go to the bank every month as a fixed amount EMI.

To buy this petrol variant of Tata Panch, a down payment of 60 thousand rupees will have to be deposited. If the bank invests 9.8 percent interest on the purchase of punch and if you take this loan for four years, then EMI of Rs 15,326 will have to be deposited every month. If you make a down payment of 10 thousand rupees, then for 4 years, an EMI of about 18 thousand 282 rupees will have to be given.

Know what will be the account of EMI?

If you take this loan for five years, then about Rs 12,828 will have to be deposited every month at an interest of 9.8 percent. There may be some differences in the price of Tata Panch in different states of the country. The loan amount on Tata Panch may also be different. There may also be a difference in EMI data if there is a difference in the interest rate on the car loan. It is necessary to get all kinds of information before taking a car loan.

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