The IPO of Tata Capital has shocked the market – the reason is the very low price band ₹ 310 – ₹ 326 per share, which is about 55% less than the Grey Market Price. Where in April 2025, its unlisted shares reached ₹ 1,125, now the IPO Price Band has been kept so much. Many retail investors are facing Notational Losses. The same situation was also seen during HDB Financial Services and NSDL IPO – where the Listing Profit remained limited despite the high Gmp. Market Experts say that the Valuation of Unlisted Shares of Tata Capital was 8.5–11x p/bajaj, which was the Bajajaj Finance (5.9x) and shriram were much higher than Finance (4X). Grey market’s hype and specific activity of Brokers had temporarily brought prices to the prices. The company is bringing a fresh issue of ₹ 6,846 crore through IPO and ₹ 8,665.87 crore Offs, whose market CAP will be ₹ 1.38 lakh crore. However, this Lower Entry Price can be a good opportunity for new investors – Bashrte Long Term Dight.

Tata Capital is going to have a bang entry in the Indian stock market. The company has prepared the biggest IPO of this year through a mega public issue of ₹ 17,200 crore. According to reports, the valuation of Tata Capital has been fixed at around ₹ 1.59 lakh crore. A total of 47.58 crore shares will be offered in this IPO, out of which 21 crore shares will be fresh issues and 26.58 crore shares for offers for sale (offs). Tata Capital is a subsidiary company of Tata Sons, with 93% of the total holding with Tata Sons. Tata Capital has the status of Upper Layer NBFC from RBI, which counts it among high level regulated institutions. Talking about the latest financial performance of the company, Tata Capital’s net profit has increased by 31% to ₹ 1,000 crore in the March 2025 quarter, while the operational revenue has increased by 50% to ₹ 7,478 crore. Along with this IPO, IPOs of other big companies like BOAT and Lenskart are also expected to come in the market. For investors, this year can prove to be golden in the IPO market.