Is your PPF account discontinued because you forgot to make the minimum deposit of Rs 500? Don’t worry! In this video, we will explain to you in simple language how a closed PPF account can be reactivated in just a few steps. When PPF is closed, you suffer many big losses – Loan and Partial Withdrawal stops, only basic interest is given on maturity, entire tax benefit of Section 80C ends but the good thing is that reviving PPF is very easy and cheap. All you have to do is follow these steps: 1 Go to the bank or post office where the account was opened 2 Fill the Revival Form 3 Deposit Rs 500 for every year the account remained closed 4 Add only ₹ 50 penalty every year 5 Submit Form + Payment Slip + Passbook 6 Get the Passbook updated—and PPF is back on! There is no time limit to revive PPF, just do it before maturity. After becoming active, you will again start getting tax benefits, high returns and all PPF facilities.

Are you also bored of investing money in FD and RD? And if you are thinking of getting better returns that too with less risk, then this video is just for you. In this video we will explain FMP Fixed Maturity Plan which is a close-ended Debt Mutual Fund. In this the money is invested in safe instruments. Government Bonds Corporate Bonds Money Market Instruments Debentures meaning Lower Risk + Stable Returns In this video you will know what is FMP. What works? Is it a better choice than FD? Who should invest in FMP? Pros & cons of FMP Advantages of FMP Predictable returns Almost zero impact of market volatility Tax saving with indexation (3+ years holding) No entry/exit load Higher potential returns than FD Some disadvantages which are important to know. Lock-in period Cannot withdraw money during the period Slight credit risk Reinvestment risk If you are looking for low risk + better returns + tax efficiency then FMP can be a smart investment option.