Investing in mutual funds nowadays comes in the category of smart investment, but the most important thing for this is the choice of the right fund and restraint for long periods. If you have chosen a good mutual fund and have invested regularly in it, then your money can increase rapidly. In this report, we will try to understand by considering 15 percent annual return (CAGR), how long your money can be doubled, five times or ten times.

Is 15 % CAGR return possible?

Financial experts believe that 15 % of returns can be achieved in a long time with mutual funds, provided investors continue investing with Discipline and do not make the mistake of making profit early. This is not an estimate, there are many funds who have given more than this return in the last 10 years.

Top large cap funds giving more than 15 percent returns in 10 years

Large cap funds typically invest in companies that are reliable, stable and blue-chip. For example, Quant Focused Fund has given 15.52 percent return in 10 years, while its 3 and 5 years of returns were 19.82 percent and 27.17 percent.

Similarly, Nippon India Large Cap Fund has given 15.09 percent in 10 years, 24.14 percent in 3 years and 29.83 percent in 5 years. At the same time, Canara Robeco Bluechip Equity Fund is also not behind. It has given 15.04 percent in 10 years, 23.67 percent in 5 years and 19.18 percent in 3 years.

Performing flexi cap funds even more powerful

Flexi cap funds invest money in different categories according to the market status, which can improve returns. Quant Flexi Cap Fund has given a return of 19.81 percent in 10 years, 35.30 percent in 5 years and 23.44 percent in 3 years. Parag Parikh Flexi Cap Fund gave 18.25 percent in 10 years, 28.41 percent in 5 years and 22.97 percent in 3 years. In this, JM Flexicap Fund is also not far behind, it has given a return of 17.30 percent in 10 years, 30.22 percent in 5 years and 27.90 percent in 3 years.

How much can money increase on just 15 percent returns?

If you earn 15 percent returns annually, then how fast your money can grow in a few years, this calculation is very easy. For example, it takes 5 years to make 1 lakh to 2 lakhs. Whereas to make 1 lakh 5 lakhs, you will have to wait for about 11.5 years. At the same time, it will take about 16.5 years to convert 1 lakh to 10 lakhs.

Must remember this before investment

Even though these figures raise hope, it is important that you understand that there are ups and downs in the market. Last returns are not guaranteed future. Before investing, understand your risk stamina and financial needs and consult a certified financial planner if needed.

Patience and right fund is the real capital

Investing in mutual funds is a long race horse. If you chose the right fund, started investing on time and continuously investing, then your money can also be 10 times on the annual return of 15 percent. Just needs restraint, research and some planning.

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If you want to avoid the uproar of the stock market and are looking for a smart but stable investment option, then mutual funds can be best for you. But choosing the right scheme is not a matter of everyone, especially for new investors. But don’t panic, today we will tell you about those 5 mutual fund schemes which are on top in their own category.

Who won in which categories?

We have taken into consideration 5 large categories of mutual funds. These include Flexi Cap, Els Tax Saver, Mid CAP, Sectorral Fund and Small CAP. These schemes have been selected on the basis of their 5 -year returns.

1- Quant flexi cap fund

This scheme has given a return of 35.56 percent in 5 years. If you had done 10,000 SIP every month, then an investment of 6 lakhs would have increased to Rs 10,70,024. That is, a direct profit of about 4.7 lakhs, that too without worrying about the decline of the stock market.

2- Quant Els Tax Sver Fund

This scheme topped the ELSS Tax Saving category. In 5 years, this fund has given a return of 35.81 percent. That is, if you had invested 6 lakh SIP in this fund for 5 years, then after five years it would have been Rs 10,30,647. That is, the tax exemption as well as great growth facility.

3- Motilal Oswal Mid Cap Fund

Only Motilal Oswal Mid Cap Fund made a dent in the sovereignty of Quant. It gave 37.17 percent return in 5 years.
That is, if someone had invested 6 lakhs from SIP of 10,000 months in this fund, then that investment would have become Rs 12,90,735 after 5 years. That is, more than double returns.

4 -Quant infrastructure fund

If you are interested in sectoral funds, then this scheme is perfect. In 5 years, this fund has given a return of 41.49 percent. That is, if someone had invested 6 lakhs in this fund for five years through SIP, then today it would have become Rs 11,63,810.

5- Quant Small Cap Fund

Now the turn of the scheme that left everyone else behind. Quant Small Cap Fund gave 48.26 percent returns in 5 years.
On doing SIP of 10,000 every month, it increased by 6 lakhs to 12,61,047 rupees. That is, the direct benefit of 6.6 lakhs in the same scheme!

Quant’s sting in every category

Four of these 5 schemes are only Quant Mutual Fund. This means that if you are looking for a trusted fund house, then the quant should be in your portfolio.

Disclaimer: (The information provided here is being given only for information. It is necessary to tell here that the investment in the market is subject to risks. Always consult expert before investing as an investor. Abplive.com is never advised to invest money here.)

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If you are thinking of investing money in the stock market at this time, then there is a great opportunity for you. After the fall of the last few months, light recovery is now visible in the market and with this some mutual funds have also given excellent returns.

Especially sectoral/themetic funds like banking, consumption and ESG have performed strongly. These funds have recorded an average increase of up to 5.07 percent, 4 percent and 2.41 percent in the last one month. Apart from this, funds of midcap and large and midcap category have also given good returns of more than 2 percent.

These funds ahead in banking sectors

If we talk about top funds, then the first in the banking sector Sundaram Financial Services Opportunities Fund, which gave a return of 6.48 percent. After this, HDFC Banking & Financial Services Fund gave 6.29 percent and Tata Banking and Financial Services Fund gave 6.16 percent return. Nippon India Consumption Fund earned 6.25 per cent, Tata India Consumer Fund 5.22 per cent and Sundaram Consumption Fund earned 5.16 per cent in consumption funds.

In ESG themetic funds, Quant ESG Equity Fund gave 3.87 per cent, ICICI PRUDINIAL ESG EXCLUSIONARY Strategy Fund by 2.85 per cent and Whiteoak Capital ESG Best-in-Class Strategy Fund returned 2.71 per cent. At the same time, in midcap category, Taurus Mid CAP Fund gave 2.82 per cent and in Large and Midcap category Invesco India Large & MID CAP Fund gave 3.56 per cent return.

Sectoral and themetic funds also have risk

It is very important to understand one thing before investment. Sectoral and thematic funds look very attractive to hear, but the risk in them is also very high. Sectoral funds invest only in one sector, such as banking or IT, if that sector goes well then it gets good profit, but if it falls, then the loss is equally faster. Thematic funds are slightly wide and are based on a particular theme, such as ESG, which may include companies from different sectors.

The biggest risk of these funds is ‘Concentration Risk’. That is, all your money bets on a few selected sectors or themes. If their performance is impaired, then your investment can also be affected badly. Therefore, these funds are not for every investor. These are more correct for those who have a good understanding of the market, have the power to take risk and can invest for a long term i.e. at least five years or more.

What should investors do

If you are a new investor or do not know from the depth of a particular sector, then it would be better to start investing with diversified equity funds or index funds first. Only the investment made with correct information and patience can increase your money safely in market fluctuations.

Disclaimer: (The information provided here is being given only for information. It is necessary to tell here that the investment in the market is subject to risks. Always consult expert before investing as an investor. Abplive.com is never advised to invest money here.)

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