IRCTC Travel Insurance: The number of people traveling by train in the country is in lakhs every day. Many of these people book tickets online. But while booking tickets, most people ignore an important option. This option can prove to be of great help in case of an accident. We are talking about travel insurance which is added for just a few rupees while booking tickets online.

Activating this option is very easy and its benefits can be very important in case of any accident. Indian Railway Catering and Tourism Corporation i.e. IRCTC provides insurance cover to passengers for less than 45 paise while booking tickets. But many people forget to take this insurance. Let us tell you how you can take this insurance.

How to activate travel insurance

While booking a ticket, you fill the details on IRCTC website or mobile app. So an option of travel insurance appears. Many people don’t tick this box in a hurry. But this small carelessness can cause big harm in the future. Therefore, select this option every time before confirming the ticket.

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As soon as the insurance is activated, you get the policy details through email and message. If any accident occurs during the journey. So claim can be made on the basis of policy number. The claim process is also very easy and can be completed online. So next time when you book train tickets. So remember that it is important to click on the option of travel insurance.

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This much is claimed as claim

IRCTC Travel Insurance provides financial protection to passengers or their families if an accident occurs during train travel. Under this insurance, a claim of up to Rs 10 lakh can be received in case of death or permanent disability. In case of partial disability, an amount up to Rs 7.5 lakh is given. Whereas assistance up to Rs 2 lakh is available for treatment expenses. This policy is issued through government recognized insurance companies selected by IRCTC. In case of an accident, the claim process is easy and passengers or their families can apply online.

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Ahmedabad air india plane crash: A horrific aircraft accident has come to light in Ahmedabad, Gujarat. The Air India aircraft going from Ahmedabad to London crashed shortly after flying. A total of 242 people were riding in this flight, including the pilot and crew member. According to the information, the bodies of 133 passengers have been recovered. Relief and rescue work is going on at the accident site.

It is estimated that the number of passengers losing lives may increase further. If a person loses his life in a plane crash. So he is compensated. Does the airlines company compensation or also give them. Apart from this, if they have an insurance. So do they also get its cover? Let us tell you what are the rules for this.

Compensation is received under Montreal Convention

More than 130 people have lost their lives in the Air India plane accident in Ahmedabad. And at the moment, this figure can be increased. Let us tell you that there is a provision to give compensation from the airline company to all the passengers who lost their lives in the plane accident. In this accident, compensation will be given by the airline company.

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Montreal convention took place in 1999 to decide the accountability of the airline in terms of damage related to air travelers and their goods worldwide. India also signed this international treaty. In the year 2009, India adopted the Montreal Convention. Under which any international flight flying from India comes under this convention.

https://www.youtube.com/watch?v=lfa9qdsehom

Airline companies give so much compensation

Under the Montreal Convention, after the death of a passenger in the plane crash, he will have to pay a compensation of 1,28,821 SDR i.e. special drawing rights towards the airlines. That is, about 1.4 crore Indian rupees will be given. Let us tell you that the artificial currency used by special drawing rights i.e. SDR IF i.e. International Monetary Fund is a Global Currency Converter in a way.

Talking according to the rules of Montreal Convention, 1.4 crore Indian rupees will be given to all the passengers who lost their lives in this Vivaan accident. Let us tell you that the compensation amount can also be increased. Please tell that there is a provision to give compensation to the seriously injured.

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Separate insurance also gets money

There are also many such people. Those who already carry travel insurance during the journey. In such a situation, if a passenger dies in a plane crash. Then he gets Rs 25 lakh to Rs 1 crore in accidental death coverage under the Travel Insurance Policy. So there are 5-10 lakh rupees if seriously injured. So there is a daily allowance to be admitted in the hospital.

Does the government also give compensation?

This question is also coming in the minds of many people in the Ahmedabad plane crash accident, will the government give compensation to the victims in this accident. So let us tell you that compensation is not given by the government directly in aircraft accidents. The airline company is fully responsible for compensation in such accidents. But if a case is of very large level. Which can be seen under the national disaster, then the government can announce compensation for the victims and for those who earn life.

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