Many of us Indians make many types of investments. These investments are long term and we deposit them thinking about the future. But similar amounts of money are lying unclaimed in the share markets and banks of Indians. This amount is not small or small but amounts to crores of rupees and assets. This has been revealed in a study conducted by 1 Finance Research.

The amount is in crores
1 According to a report by Finance Magazine, by December 2025, an amount of about Rs 89,000 crore is stuck in the shares of 1671 listed companies. According to this report, this property is lying unclaimed in sectors like bank deposits, shares, insurance and EPF. This property will be worth a total of Rs 2.2 lakh crore, for which there is no claimant. Not only this, this money and assets are not only lying unclaimed but are also gradually facing the brunt of inflation and are losing their value.

How much money is there unclaimed?
This money is stuck in banks and stock markets. In which Rs 97,545 crore are lying in bank deposits, for which there is no claimant. This money goes to RBI’s DEA fund. According to the fund, only 3 percent simple interest is available on this money. Apart from this, Rs 89,004 crore in equity shares is stuck in the shares of 1671 listed companies. So Rs 20,062 crore is lying in insurance. This amount is in the form of maturity, death claim or surrender value. So Rs 10,915 crores are lying in EPF, there is no one to claim them. Out of these, 38 percent EPF accounts have been inactive for years. Apart from this, crores of rupees of people are also stuck in mutual funds. Of this, there is Rs 3452 crore which has no claimant.

Why is the situation like this?
Some people forget to do important things while investing. Like many people forget to add the name of the nominee during this time or do not update it with time, due to which this money gets stuck. Not giving family information during investment is also a big reason for this. Many people do not know how to make a claim, due to this their money gets stuck. For this reason, all procedures should be followed while investing. Along with this, family members should also be informed about their investments.