Upi transaction new rules: From August 1, 2025, new rules of UPI will apply. If you regularly use Paytm, PhonePe, GPAY or any other UPI platform, then it is very important for you to know what is going to change from next month. The National Payment Corporation of India (NPCI), which oversees UPI ecosystem, is going to implement some new boundaries to reduce the pressure on the system as well as to reduce problems like delay and unsuccessful transactions. Due to this, a limit will be imposed on things like checking balance and refreshing status.

Limit fixed to check balance

From next month, UPI users will be able to check their account balance only 50 times a day. Similarly, users will be able to see the bank account connected to their phone number on the UPI app only 25 times a day. These new limits are being set to reduce non-essential traffic so that the system is not slow during the day and there is no problem in transactions. If the unnecessary load on the network will be low, the system will also work more fast and safely.

Time slot for auto pay transaction also

Apart from this, NPCI is also bringing fixed time slots for UPI Auto Pay Transaction. This means that already scheduled payments like auto payments, subscriptions, utility bills and EMIs can be processed in a certain time slot, not even during the day. Now Autopay Transaction will be processed in three fixed time slots- before 10 am, between 1 to 5 pm and after 9:30 pm. Apart from these, no change has been made in the transactions limit. They will remain the same as before.

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