UPI Payment Without Internet: In today’s digital era, we may forget to keep cash in our pockets, but never forget to carry a phone. Be it a tea stall or a luxury showroom, the magic of ‘scan and pay’ works everywhere. But imagine, you are about to make a payment and suddenly your phone’s internet fails or you see a ‘No Service’ board. In such a situation, sweating is natural.

But do you know that UPI is not just dependent on the internet? Yes, you can make payment even without data and Wi-Fi. If your internet is out or you are in a place where there is lack of signal. So there is no need to panic. Just a little code and your work will be done in no time. Know how this method will work.

Technology started in 2022

NPCI had played this masterstroke in the year 2022 to take Digital India to every corner. It was specially designed for those areas. Where there is a headache of connectivity. This service is based on USSD technology. Which is considered quite safe and reliable for banking transactions. Some of its special benefits are as follows:

• No Internet Tension: Completely offline work without data pack.
• Basic phone support: Available on both high-end smartphones and keypad phones.
• Remote Area Friendly: Best for mountains or areas with poor signal.
• Zero App Dependency: No heavy app is required for this.

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How will UPI payment be done without internet?

Making offline payments is as easy as calling someone. This feature works from the normal dial pad and completes your transaction in a few seconds. Just remember that your mobile number must be linked to the bank account. So that there is no interruption in the process. Just follow these steps for payment:

• Dial the code: Dial *99# from your phone and select ‘Send Money’ option.
• Enter details: Fill the details by choosing the option of mobile number or UPI ID.
• Confirm name: Check the name on the screen and enter your amount.
• Enter PIN: Enter your secret UPI PIN and complete the transaction.

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