13 Nov 2025, Thu

These banks are offering the cheapest home loans in 2025, know the interest rates before buying a house.

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Home Loan Interest Rates India 2025: Property rates in India are creating new records every day. Every person dreams that they can buy a house in their life. Rising prices have attacked people’s dreams. Due to continuously rising prices, it has become very difficult for common people to buy a house. In Tier-1 and Tier-2 cities of the country, house prices have reached crores of rupees.

In such a situation, many people take home loan from the bank to buy a house. Different banks provide loans at different interest rates. If you are thinking of buying a house by taking a loan, then you should get information about the interest rates of all the banks before taking a home loan. So that you do not face any kind of problem and you do not have to suffer financial loss.

government bank interest rates

If you are planning to take a home loan from a government bank, then you should know the interest rates of government banks. State Bank of India is providing home loan at an interest rate of 7.50 percent. Whereas the rate of Canara Bank is slightly lower, which is 7.40 percent. Loans are available at the interest rate of 7.45 percent in all three banks, Punjab National Bank, Bank of Baroda and Union Bank of India.

Home loans from Bank of India and Central Bank of India are available at an interest rate of 7.35 percent. You can take a home loan by comparing all these banks.

private bank interest rates

If you are thinking of taking a home loan from a private bank, then you should be aware of the interest rates of these banks. HDFC Bank home loan is available at an interest rate of 7.90 percent. ICICI Bank is giving loan at the rate of 7.70 percent.

Axis Bank is providing home loan at the interest rate of 8.35 percent and IDBI Bank is providing the interest rate of 7.55 percent. Whereas Yes Bank is giving home loan at an interest rate of 9 percent.

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