By Admin 
Toyota Fortuner Finance Plan: Toyota Fortuner is known for her strong performance, strong look and brilliant road presence. Toyota Fortuner is often the first choice of leaders, celebrities and older people. If you are also planning to buy a Toyota Fortuner, then there is no need to make full payment once. You can buy this Toyota car on EMI. Let us know the entire account of this.
The ex-showroom price of Toyota Fortuner’s base variant is close to Rs 36 lakh, but when we talk about the on-road price, it includes RTO tax, insurance and other charges, so its total cost in cities like Delhi reaches around Rs 41.73 lakh. That is, not only the price of the car, but the extra expenses associated with it also fall on the pocket.
Toyota Fortuner’s Down Payment and EMI
Suppose you take a car loan from the bank for Toyota Fortuner. Most banks give loans up to 90% of the ex-showroom price, but you will have to pay at least 10% ie about 5 lakh rupees down payment. Now if you take a loan for 7 years at a 9% interest rate on a loan of Rs 36 lakh, then your estimated EMI is about Rs 58,000 per month. This EMI will be considered too much, especially when your monthly salary is Rs 50,000. In this salary, it will not only be difficult to give this EMI, but it will also be almost impossible to run other domestic expenses.
How many salary can you buy a car?
According to financial experts, your EMI should only be up to 40-50% of your salary. That is, EMI ranging from a maximum of Rs 20,000 to Rs 25,000 in a salary of Rs 50,000 is considered correct. Fortuner’s EMI is much more than this. If you have an extra income source or you are in a position to make a big down payment of up to Rs 10-2 lakh, then it can be prudent to buy this car. Otherwise, it is better to take affordable SUVs like Tata Nexon, Maruti Brezza, Kia Sonet in this budget ..
Engine, features and specifications
Toyota Fortuner comes with two engine options (a 2.7-liter petrol engine and the other 2.8-liter turbo diesel engine). It provides safety features like 7 airbags, ABS, EBD, Hill Start Assist. Talking about the interior, it contains premium features such as a 9-inch touchscreen system, wireless charger and 360-degree camera, which makes it a perfect luxury SUV.
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