By Admin 
Atal Pension Scheme: While working, everyone’s worry is how the expenses will be met after retirement. Salary is regular during employment, but in old age the income reduces. In such a situation, it is important to get a fixed pension every month so that people can easily meet their daily expenses. Keeping this need in mind, the Central Government started the Atal Pension Scheme.
Under this scheme, common citizens deposit a fixed amount every month from their bank account. After completing 60 years of age, they can get a pension ranging from Rs 1000 to Rs 5000 every month. This scheme is especially for those people who do not get any pension or financial help after retirement. Know whether you can apply for this or not.
Who are eligible in Atal Pension Yojana?
Atal Pension Yojana was launched in 2015 so that people in the unorganized sector could get financial security after retirement. To participate in this, age should be between 18 to 40 years. On joining the scheme, the member has to deposit a fixed amount every month. Which depends on the pension slab chosen and age. The member gets pension every month after reaching the age of 60 years.
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Which can range from Rs 1000 to Rs 5000. If the member dies. So the husband or wife gets the pension amount. In case of absence of both, the deposited amount is given to the nominee. Even if you are not a part of any pension scheme. So by joining this scheme you can arrange pension for the future.
How to apply for the scheme?
It is easy to apply for Atal Pension Yojana. First of all it is important to have a bank account. After this, go to your bank branch and fill the scheme form. Verification is done through Aadhar card and mobile number and automatic premium will be deducted every month through ECS.
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Your monthly contribution amount is decided while choosing the pension slab. For example, if someone joins the scheme at the age of 20 and wants a monthly pension of Rs 1000. So he will have to deposit only Rs 42 per month. Whereas if you choose pension slab of Rs 5000, the premium will be higher.
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