By Admin 
PF Interest Rate: There is still suspense among crores of subscribers of Employees Provident Fund Organization (EPFO) regarding the PF interest rate for this year (FY2025-26). The big question in the minds of people is whether the government will increase the interest rate on provident fund deposits this year or will it remain at 8.25 percent like last year.
It is expected that this time also the interest rate on provident fund deposits will remain at 8.25 percent without any change for the third consecutive year. A decision on this can be taken in the meeting of EPFO’s Central Board of Trustees on March 2. If it is approved, it will be a matter of joy for EPFO subscribers as the stable returns on provident fund are directly linked to the retirement savings of the employees.
How much corpus does EPFO have now?
In the meeting to be held in the beginning of March, the discussion will not only be about interest rates but also on many other issues. Sources say that this year there may be reforms to make PF transactions faster and easier for subscribers. Sources have said that in this fiscal year, EPFO will have so much surplus from its investments that it can maintain the current interest rate of 8.25 percent this year.
However, there may be difficulties in maintaining such returns in future. In such a situation, EPFO will have to consider new methods of investment. EPFO currently manages funds of around Rs 25-26 lakh crore. A major part of this money is deposited in about 41 percent state development loans, 16 percent in central government securities, 15.9 percent in corporate bonds and about 9.5 percent in exchange traded funds.
Meeting also held on 16th February
At present, everyone’s attention is on the next meeting of the Central Board of Trustees (CBT), which is the biggest decision-making body of EPFO. The chairman of CBT is Labor and Employment Minister Mansukh Mandaviya. Before its meeting on March 2, the 116th meeting of the Executive Committee of CBT was held on February 16 in New Delhi under the chairpersonship of Vandana Gurnani, Secretary, Labor and Employment Ministry. The committee reviewed the progress of the schemes run by EPFO and discussed steps to strengthen social security delivery.
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