24 Nov 2025, Mon

Secure Future, Smart Investment: T-Bills SIP now directly from RBI! Paisa Live

Now another great opportunity has come for small investors! RBI Governor Sanjay Malhotra has announced that now you can invest in Treasury Bills i.e. T-Bills through SIP (Systematic Investment Plan)-and that too directly from RBI’s Retail Direct Platform. T-Bills are government short-term debut securities with maturity of 14, 91, 182 or 364 days. They invest at least ₹ 25,000 and are purchased at discounts – that is, you get full face value on maturity. For example, if you bought for ₹ 128, you will get ₹ 130 on maturity. RBI’s Retail Direct platform was launched in 2021, where you can invest directly in G-SECs, SGBs and now T-Bills without a broker. Now with the option of SIP, you can invest a disciplind and safe investment by applying a little amount every month. Yes, keep in mind that they are slightly less liquid, that is, it can be difficult to withdraw money before maturity. But this is a golden opportunity for investors who want safe and government-attested returns!

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