By Admin 
The central government runs a variety of plans for people belonging to different sections of the country. If you do small business or work on a street vendor. So there is good news for you. There is a special scheme of the government in which the facility of taking loans without any guarantee is provided. The biggest feature of this scheme is that you do not have to mortgage any property or document in it.
This scheme is no less than a lifeline for small traders and carts. In this scheme, the beneficiaries will get an amount of up to 90 thousand rupees. Let us tell you what is this scheme. And how can it be taken advantage of.
90 thousand rupees will be available in PM Swanidhi Yojana
The Korona period had the greatest impact on the lower class traders of the country and had their lives by putting a street tracks. In view of this, the government started the Pradhan Mantri Swanidhi Yojana in June 2020. Earlier, a loan of up to 80 thousand rupees was given under this scheme. But now it has been increased by 10 thousand rupees.
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That is, now you can take a loan of up to 90 thousand rupees. The biggest thing is that this entire loan will be available without guarantee. Three phases have been made for this, 15 thousand rupees are given in the first phase, 25 thousand rupees in the second and 50 thousand rupees in the third phase. People whose credibility will be good. They will get benefit easily in this scheme.
How will you get benefit?
According to government data, more than 68 lakh people have availed this scheme by 30 July 2025. If you also want to take advantage. So for this, first of all you must be registered in the Municipal Corporation or local body. If you are a street vendor and you have an identity card.
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So you can easily apply. For this, you have to go to a bank and submit Aadhaar card and necessary paper. The application process is completely digital, that is, you can also apply online. The biggest feature of this scheme is that you do not need any bail.
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