By Admin 
RBI Check Clearing Rules: The new check clearing system of the Reserve Bank of India (RBI) has been implemented from October 4, 2025, but now problems are being faced in it. RBI started this new system with the aim so that after depositing the check in the bank, it gets cleared within hours and money comes into the account immediately.
However, now due to technical glitches and lack of proper training of employees, the check clearing and settlement system is facing problems. In such a situation, even after the implementation of the new system, people have to wait for more than two days for the check to be cleared, whereas the plan was that the check should be cleared immediately and money should come into the account immediately.
Bank customers are getting worried again
According to the report of The Telegraph, a resident of Jadavpur area in Kolkata said, I had deposited the check of Indian Bank in my current account of IndusInd Bank on Tuesday morning. First I was told that under the new system the check would be cleared in a single day. Later, when the money was not credited to my account till evening, I was told to send the check for clearance in the old manner due to a problem with the scanning machine. Like before, I was assured that the money would be credited to my account by the next evening, but even after more than 48 hours, no update came.
Why is there a delay?
In most banks, staff are worried about inadequate training on the new system, poor and blurry check images and different methods of scanning. They believe that under the new system they are facing challenges like hasty scanning, poor quality of scanning, incomplete or blurred images of cheques, which are delaying the settlement. In many banks, staff are taking training on the new system.
This problem is seen more in small towns or non-metro cities than in big cities, where employees have not yet become accustomed to the new system. An official of the government bank says that such problems had also arisen at the time of introduction of the CTS system. It is hoped that this time too the situation will be under control soon.
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