Big change in Atal Pension Yojana from October 1! Know 3 important updates of the new form. Money Live | Major changes to the Atal Pension Yojana from October 1st! Learn 3 important updates about the new form

The government has made an important change in Atal Pension Yojana (APY) which has come into effect from October 1, 2025. Now only the new registration form will be valid for this pension scheme. The old form has been discontinued after 30 September 2025. Three main changes have been made in the new form. First, now FATCA/CRS Declaration has been made mandatory, so that it can be ensured that the applicant is not a foreign citizen or tax resident. The second change is that only Indian residents will be able to open accounts through Post Office, because these accounts are linked to Postal Savings Account. Third, the new form has been designed according to Protean (NSDL), so that the registration process can be more smooth and transparent. Atal Pension Yojana has been specially designed for the workers in the unorganized sector. In this, after the age of 60 years, a guaranteed pension of ₹ 1000 to ₹ 5000 is available. You can contribute monthly, quarterly or half-yearly. Note that if you are a taxpayer, you cannot join this scheme.