Fixed Deposit Rates 2026: Amid the Middle East war, there are continuous fluctuations in the stock markets. In such a situation, many investors are increasingly looking for safe ways to earn returns along with keeping their savings safe. Meanwhile, due to assured returns and security of capital, fixed deposits have emerged as a preferred investment option in the market. While, small finance banks are busy in giving maximum interest rates, on the other hand, private and public sector banks are giving low returns.

Know here about the annual interest rates of different banks

1. Jana Small Finance Bank: Up to 8.11 percent per annum

2. Suryoday Small Finance Bank: Up to 8.10 percent per annum

3. Utkarsh Small Finance Bank: Up to 8.10 percent per annum

4. Shivalik Small Finance Bank: Up to 7.80 percent per annum

5. Isaf Small Finance Bank: Up to 7.75 percent per annum

6. Slice Small Finance Bank: Up to 7.75 percent per annum

7. CSB Bank: Up to 7.35 percent per annum

8. SBM Bank India: Up to 7.30 percent per annum

9. Bandhan Bank: Up to 7.25 percent per annum

10. IDFC First Bank: Up to 7.25 percent per annum

11. DCB Bank: Up to 7.25 percent per annum

12. RBL Bank: Up to 7.20 percent per annum

13. Deutsche Bank: Up to 7.00 percent per annum

14. Punjab and Sindh Bank: Up to 6.75 percent per annum

15. Bank of India: Up to 6.70 percent per annum

16. Bank of Maharashtra: Up to 6.65 percent per annum

17. Central Bank of India: Up to 6.65 percent per annum

18. Indian Bank: Up to 6.60 percent per annum

19. Punjab National Bank: Up to 6.60 percent per annum

20. Standard Chartered Bank: Up to 6.60 percent per annum

21. HSBC Bank: Up to 5.50 percent per annum

What is the difference between salary and savings account, which is better for employed people, understand in easy language

Keep these things in mind while choosing FD

Investors should always keep these things in mind while choosing FD. Where, the bank should not be selected only on the basis of interest rates. Along with this, before locking the funds, one should carefully consider the deposit security, need of cash and penalty for premature withdrawal. So, comparing rates across different tenures and bank categories offers the best way to maximize returns while maintaining safety.

Gratuity or salary hike? What to do if a good job offer comes just before completion of 5 years?