By Admin 
- While choosing FD, keep in mind the bank, deposit security, penalty.
Fixed Deposit Rates 2026: Amid the Middle East war, there are continuous fluctuations in the stock markets. In such a situation, many investors are increasingly looking for safe ways to earn returns along with keeping their savings safe. Meanwhile, due to assured returns and security of capital, fixed deposits have emerged as a preferred investment option in the market. While, small finance banks are busy in giving maximum interest rates, on the other hand, private and public sector banks are giving low returns.
Know here about the annual interest rates of different banks
1. Jana Small Finance Bank: Up to 8.11 percent per annum
2. Suryoday Small Finance Bank: Up to 8.10 percent per annum
3. Utkarsh Small Finance Bank: Up to 8.10 percent per annum
4. Shivalik Small Finance Bank: Up to 7.80 percent per annum
5. Isaf Small Finance Bank: Up to 7.75 percent per annum
6. Slice Small Finance Bank: Up to 7.75 percent per annum
7. CSB Bank: Up to 7.35 percent per annum
8. SBM Bank India: Up to 7.30 percent per annum
9. Bandhan Bank: Up to 7.25 percent per annum
10. IDFC First Bank: Up to 7.25 percent per annum
11. DCB Bank: Up to 7.25 percent per annum
12. RBL Bank: Up to 7.20 percent per annum
13. Deutsche Bank: Up to 7.00 percent per annum
14. Punjab and Sindh Bank: Up to 6.75 percent per annum
15. Bank of India: Up to 6.70 percent per annum
16. Bank of Maharashtra: Up to 6.65 percent per annum
17. Central Bank of India: Up to 6.65 percent per annum
18. Indian Bank: Up to 6.60 percent per annum
19. Punjab National Bank: Up to 6.60 percent per annum
20. Standard Chartered Bank: Up to 6.60 percent per annum
21. HSBC Bank: Up to 5.50 percent per annum
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Keep these things in mind while choosing FD
Investors should always keep these things in mind while choosing FD. Where, the bank should not be selected only on the basis of interest rates. Along with this, before locking the funds, one should carefully consider the deposit security, need of cash and penalty for premature withdrawal. So, comparing rates across different tenures and bank categories offers the best way to maximize returns while maintaining safety.
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