30 Apr 2026, Thu

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Key points generated by AI, verified by newsroom

  • Earn rewards and cashback on subscription payments via credit card.
  • 5% reward for Prime users with ICICI Amazon Pay Card.
  • HDFC MoneyBack Plus Card 10x cash points across multiple platforms.
  • Axis Privilege card offers discounts on dining, entertainment, travel.

Benefits of Credit Card: In today’s time, people are no longer limited to just food, clothing and shelter. With time, their preferences and needs are also changing and people are incorporating them into their everyday lives, like nowadays OTT, fitness apps and many subscription services have become an important part of our lives. In such a situation, it is important to choose the right credit card, because it can help a lot in increasing your savings.

If you link your subscription payments to a credit card, you can not only automate payments but also earn rewards and cashback. With this you will be able to manage your budget easily. Along with this, today through many online platforms and banking websites, you can compare different credit cards and choose the right option as per your need.

What are the best credit cards for subscription?

1. ICICI Bank’s Amazon Pay Credit Card comes without joining and annual fees. In this, Amazon Prime users get 5 percent reward and non-Prime users get 3 percent reward, which is directly added to the Amazon Pay balance.

2. HDFC Bank’s MoneyBack plus card gives 10x cash points on platforms like Amazon, Flipkart, Swiggy and also gives points on every Rs 150 spent and gift vouchers on quarterly spends.

3. Axis Bank’s Privilege Credit Card offers discounts on dining, entertainment and travel subscriptions. Offers are also available on platforms like Swiggy and MakeMyTrip.

4. In HDFC Regalia Gold Credit Card, you get free membership of Swiggy one and MMT Black Gold and 5x rewards on shopping.

5. ICICI Coral Credit Card is a good option for movie lovers, in which up to 25 percent discount is available on ticket booking on BookMyShow and INOX.

How to choose the right card?

If we talk about choosing a credit card, then while choosing it, it is important to see which card is giving more rewards on your subscription expenses. Along with this, it is also important to understand the balance of annual fees and benefits received. Some cards also offer extra benefits like free membership and exclusive offers, which can increase your savings.

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