By Admin 
IRCTC Travel Insurance: The number of people traveling by train in the country is in lakhs every day. Many of these people book tickets online. But while booking tickets, most people ignore an important option. This option can prove to be of great help in case of an accident. We are talking about travel insurance which is added for just a few rupees while booking tickets online.
Activating this option is very easy and its benefits can be very important in case of any accident. Indian Railway Catering and Tourism Corporation i.e. IRCTC provides insurance cover to passengers for less than 45 paise while booking tickets. But many people forget to take this insurance. Let us tell you how you can take this insurance.
How to activate travel insurance
While booking a ticket, you fill the details on IRCTC website or mobile app. So an option of travel insurance appears. Many people don’t tick this box in a hurry. But this small carelessness can cause big harm in the future. Therefore, select this option every time before confirming the ticket.
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As soon as the insurance is activated, you get the policy details through email and message. If any accident occurs during the journey. So claim can be made on the basis of policy number. The claim process is also very easy and can be completed online. So next time when you book train tickets. So remember that it is important to click on the option of travel insurance.
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This much is claimed as claim
IRCTC Travel Insurance provides financial protection to passengers or their families if an accident occurs during train travel. Under this insurance, a claim of up to Rs 10 lakh can be received in case of death or permanent disability. In case of partial disability, an amount up to Rs 7.5 lakh is given. Whereas assistance up to Rs 2 lakh is available for treatment expenses. This policy is issued through government recognized insurance companies selected by IRCTC. In case of an accident, the claim process is easy and passengers or their families can apply online.
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