By Admin 
Credit Report Security: On one hand, the digital era has made people’s lives easier, while on the other hand, due to digital fraud, people are losing their lifetime earnings in one go. People are being looted in new ways. In such a situation, it becomes very important that people keep their personal information safe.
Fraudsters are committing fraud by stealing personal information as well as your credit card report information. Due to lack of information in this regard, people are becoming easy targets of these criminals. The protection of credit card report information is called a credit freeze. Let us know, how it works and when it is needed……
What is credit freeze?
Credit freeze is a security process, under which you can keep your credit card report safe. In credit freeze, your credit report is locked in a way, so that its information cannot easily reach anyone. This is also called security freeze.
When this freeze is activated, no bank or lender is able to check your credit report. The special thing is that it does not affect your credit history or credit score.
When should credit report be frozen?
Credit report should be frozen only when you feel that your credit card data is being stolen, or may be stolen. Along with this, if you see any unknown loan related inquiry in your report, then you can get your credit report frozen.
How to freeze credit report?
To get your credit report frozen, you have to apply online at Credit Bureau. For this you can use any government ID, Aadhar card, PAN card and other documents. One thing that is important to keep in mind is that, once you have frozen your credit report, you will have to get the credit report freeze removed before taking a loan or getting a new credit card.
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