By Admin 
- In case of medical emergency during air travel, the insurance company will bear the cost of treatment.
- Travel insurance or credit card insurance proves to be very helpful in such situations.
- The airline assists with first aid and emergency landings.
- Get insurance details and a doctor’s Fit to Fly before travelling.
Flight Medical Emergency: In today’s time, air travel has become much easier than before. People travel by flight for work, travel or any other important reason, but have you ever thought about what would happen if your health suddenly deteriorates during the journey and you have to face a situation like a medical emergency. In such a situation, many questions come to mind along with nervousness that if one has to be admitted to the hospital, then who will bear the expenses of the treatment. The airline, the insurance company or the passenger himself? In such a situation, it is very important to have correct information.
The answer depends on your insurance policy and situation. Generally, airlines do not bear the entire hospitalization expenses, but if you have health insurance, then your insurance company can cover the expenses of hospitalization.
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Health insurance can help
- If you are traveling within India, your normal health policy will be useful.
- If the hospital is in the network of your insurance company, then you can get cashless treatment.
- In non-network hospitals, the money can be withdrawn through payment first and then through claim.
Travel insurance is also important
Travel insurance taken at the time of booking tickets is very useful in such a situation.
This often includes things like…
- hospitalization expenses
- Also the cost of medicines
- medical evacuation costs
- More useful in international travel.
What is the responsibility of the airline?
In this situation the airline’s responsibility is limited and it mainly remains to provide assistance during the flight.
Know what the airline does?
- Provides first aid.
- Makes emergency landing if needed.
- Along with this, it helps in calling an ambulance or medical team.
- But keep in mind that the airlines do not cover the hospital treatment expenses.
- The cost of treatment has to be paid by the passenger or the insurance company.
When may the airline have to pay the expenses?
A passenger can demand compensation from the airline under certain circumstances such as…
- If your health worsens after eating airline food.
- And the negligence of the airline staff.
- Also non-compliance of safety rules.
Also see Credit Card Insurance
- Many premium credit cards offer travel insurance facility.
- If the ticket is booked using the same card.
- Medical coverage should also be included.
Important things to keep in mind before traveling
Some important preparations before the journey may be useful for you like…
- Keep emergency details of the insurance policy with you.
- If you have a chronic disease, take a Fit to Fly certificate from the doctor.
- Be sure to check travel insurance.