By Admin 
- After the age of 60 years, a monthly pension of ₹ 3000 is available.
Prime Minister Shram Yogi Maandhan Yojana: The Central Government’s Pradhan Mantri Shram Yogi Maandhan Yojana is an excellent medium to provide financial security to the workers in the unorganized sector in old age. Where, under this scheme, pension will be given to those people who do not work in any government or big job, whose future is completely weak financially.
After all, what are the main points of the scheme?
This scheme has been specially designed for street vendors, rickshaw pullers, domestic servants, laborers as well as small shopkeepers. Where, the age of the person applying for the scheme should be between 18 to 40. Apart from this, his monthly income should be Rs 15 thousand or less. Not only this, the applicant should keep in mind that he is not only taking benefits of other government social security schemes but is also not paying taxes.
Retirement fund of Rs 1.5 crore and withdrawal of Rs 1 lakh per month, how much money will you have left after 20 years?
Know how the scheme works?
So, the biggest feature of this scheme is that whatever amount you deposit in it, the government also starts depositing the same amount separately in your account. For example, if you have to pay Rs 55 every month after joining at the age of 18, then the government will also deposit Rs 55 in your account on its behalf. Along with this, if you join at the age of 40, you will also have to deposit Rs 200 every month.
After completing the age of 60 years, the beneficiaries will start getting a pension of Rs 3,000 every month. Apart from this, if both husband and wife join this scheme, then both will also get separate pension, due to which the family is going to get a big benefit of Rs. 6 thousand.
How can beneficiaries join the scheme?
If you want to join this scheme, then first of all you will have to go to your nearest customer service center. After which you can register yourself by giving identity card and bank account information. Apart from this, due to the system of automatically deducting money from the account, the problem of depositing money every month was eliminated in this scheme. But, if the beneficiary dies after 60 years, his spouse will continue to receive half the pension in the form of Rs 1,500.
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