8th Pay Commission News: Since the approval for the formation of the 8th Pay Commission, its meetings have been going on continuously. A two-day meeting has started in Kolkata only yesterday. Which is going to continue till 10th July i.e. tonight. Meanwhile, now the railway employees have put forward their new demands before the commission even before the result of the meeting comes.

New demands of railway engineers
In fact, according to the report of The Indian Express, recently a meeting of All India Railway Engineers Federation (AIREF) and East Coast Railway Engineers Association (ECoREA) was held in Bhubaneswar, Odisha. In this meeting, a memorandum of its demands was submitted to Pankaj Jain, Member Secretary of the 8th Pay Commission. In which railway engineers have demanded from the Commission to solve the long standing problems in salary, promotion and career. He has said that after the 6th Pay Commission, their salary system has become weak.

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What did the secretary of the organization say?
Talking about this, AIREF General Secretary B.P. Das said, ‘Railway engineers play an important role in railway operations, but they get less better salaries and facilities than non-technical and non-safety department employees. He demanded restoration of the pay system as before the 6th Pay Commission and giving Group-B status to railway engineers like other central government departments.

Focus on Group B posts and promotion
In this meeting, the Federation also said that the number of Group-B posts in Railways should be increased from the current 0.29% to 7.5%, so that it can be at par with the national average. Apart from this, the officials of the organization also told in the meeting that railway engineers do not get promotion for many years, due to which their career growth stops.

Let us tell you that this meeting was part of the ongoing consultation process of the 8th Pay Commission across the country. The Commission will prepare its final recommendations on pay, pension and allowances after taking suggestions from employee organizations, pensioners and other parties. The commission is going to prepare its report after the last round of meeting on July 10 in Kolkata.

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Tax Report: Everyone knows that the expenditure on roads, hospitals, schools and other government facilities in a state depends on how much tax is being collected in that state. Recently, a report has come out regarding the financial condition of the states of the country, in which a huge difference has been seen. It has been seen in the report that some states are collecting good income from taxes, but there are some states which are still dependent on the tax share and financial assistance received from the central government.

Haryana is at the forefront

According to the data of financial year 2024-24, Haryana has been at the forefront in the matter of tax collection. According to the report, 73.23 percent of Haryana’s total income came from its own taxes. It clearly means that Haryana is raising a major part of its earnings on its own.

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Bihar is last

If we talk about Bihar, it is lagging behind in the matter of tax collection. Only 24.50 percent of the state’s total income came from its own taxes, due to which Bihar has to rely on financial assistance from the central government.

Earlier this state was at the forefront

Maharashtra was at the forefront in terms of tax from the financial year 2017 to 2020. But after 2020-21, now Haryana has left Maharashtra behind. The special thing is that from then till now Haryana is at the first position.

Apart from Haryana, these states also performed well

According to the report, in the last 10 years, these states have also earned good and strong income from taxes. These include…

• Karnataka
• Haryana
• Tamil Nadu
• Telangana
• and maharashtra

Tax collection of these states was higher than other states.

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Financial Planning: To strengthen the economic condition of any state, good tax collection is necessary, but sometimes even after earning good income from tax, the economic condition of the states does not become that strong and the reason for this is excessive spending. Merely increasing the income does not strengthen the economic situation, unless the continuous expenses are kept under control. In view of this, the 16th Finance Commission has given an important suggestion to strengthen the economic condition of the states.

In fact, the Commission believes that in some states the income is not increasing as fast as the expenditure is increasing. Therefore, the states will have to try to increase their earnings and along with increasing the earnings, they will also have to reduce their non-essential expenses, so that the economic condition of the state remains better.

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Do not take loan beyond your budget

Apart from this, the Commission says that the state should not take more loan than the budget, doing so should be avoided. Even if for some reason a loan has to be taken, all the information related to it will be kept before the people in the budget every year.

Will revenue deficit grant be given or not?

According to the report, this time it has not been recommended to give Revenue Deficit Grant to any state. Not only this, but no separate proposal has been made to provide any special financial assistance to any state or region. Along with this, the Commission has advised that states should spend only according to their earnings. This is why the Commission said that the fiscal deficit of any state should be kept within 3 percent of its total economic capacity and should not be more than this.

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Commission gave advice to the states

• The Commission says that now states should increase their tax earnings.
• Also spend only as per need. If there is no need then control unnecessary expenses.
• This will make the state economically stronger.

What effect will this have on people?

This will also affect people like…

• If the state becomes economically strong then better facilities will reach the people.
• With the strengthening of the economic situation, more money can be spent on facilities like roads, schools and hospitals than before.
• The state will not have to take any kind of loan.
• A good amount of money will be available for important development schemes.
• In future, this money can help in government works.

Credit Card: Times have changed a lot as compared to earlier, where earlier only adults had mobile phones, now even small children are using them. The change is not limited only to mobile phones, but now even Gen Z in the country is increasingly using credit cards. Whereas earlier the use of credit cards was limited only to the people of big cities, now the youth of small towns are also using it.

What’s in the report?

According to the report, today’s youth are using credit cards and other loan products more rapidly. Also, within just 3 months of getting their first credit card, about 28 percent of Gen Z customers had an outstanding balance of more than Rs 25,000. Not only this, but 69 percent of Gen-Z even took a second credit product within a year of getting their first credit card. Along with this, Gen-Z is not only shopping, but is also using EMI and other credit products more than before.

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Gen Z leads for the first time

• According to the report, by March 2026, 50 percent of the first-time credit card customers were below 30 years of age.
• Among the first time credit card takers, 46 percent are from rural areas.
• It means clearly that now not only urban people but also rural people are increasingly using credit cards.

Credit card usage continues to increase

In March 2026, the number of people having credit cards has increased to 5.2 crore. During the same period, the number of active credit cards in use increased rapidly by almost five times to 10.7 crore.

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Indian Railways Rule: You must have seen many viral videos related to trains, but recently one such video is going viral on social media, after watching which many questions are arising in the minds of people. In this video, a cabin of the first AC coach of a train was decorated like a honeymoon room of a hotel. Now after watching this video, different types of reactions are coming out from the people. If you are also thinking of getting this kind of decoration done in the first AC coach of the train, then first know about some important rules of the Railways.

What is the whole matter?

Actually, this video is being told of Nandigram Express going from Ballarshah in Maharashtra to Mumbai. A cabin of the first AC coach of this train was decorated like a honeymoon suite. The cabin was decorated with colorful balloons and flowers. Not only this, but candles were also lit in the cabin. According to the Railways, there could have been a risk of fire in the train due to the candles. However, as soon as the video of the incident went viral, the Railways immediately suspended the TTE present in the train.

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Action will be taken as per railway rules

• If any couple gets decorations done without permission, action will be taken against them.
• Action will also be taken against those who decorate without valid permission.
• Along with this, action will also be taken against the TTE and coach attendant present in the train.
• Using any kind of flammable material in the train is considered a crime.

Fine will be imposed for violating rules

• It is a crime to decorate a coach without the permission of the Railways or to enter the train without valid authority.
• Doing this can result in a jail term of up to six months.
• Besides, a fine of up to Rs 1,000 can also be imposed.
• Apart from this, action will also be taken against lighting any fire in the train.
• If found guilty, he will be jailed for up to three years.
• Besides, a fine of up to Rs 5,000 will also be imposed.

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CNG News: There is a lot of controversy in the country regarding mixing of ethylene in petrol. People are creating ruckus at the petrol pump. It is being claimed that the mileage of vehicles is falling due to ethanol petrol and the parts are also getting damaged. Now people are thinking of shifting to CNG cars in large numbers. Now the question arises whether adulteration can be done only in petrol and diesel or is it possible to adulterate CNG also? Know what you need to know about CNG.

Can CNG be adulterated or not?

The direct answer to this question is yes. CNG can also be adulterated, but CNG is gas, so it is not easy to mix other things in it like petrol and diesel. But even after this, there are some ways by which people driving cars using CNG can be cheated. CNG contains the highest amount of methane gas, but if excessive carbon dioxide or nitrogen or any such gas is added to it or any gas which is of low quality, then the performance of the vehicle can be affected. As…

• Because of this, the engine of the vehicle will not get the required energy.
• Due to this, mileage and performance may be significantly affected.
• The pickup of the vehicle may be weak.
• Also, the distance covered by the vehicle on first filling of CNG will reduce after this.

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Beware of these frauds while filling CNG

• Gas pressure is very important at the time of filling CNG.
• If the pump staff tampers with the pressure then more CNG will be seen on the meter.
• But actually that much gas will not reach the tank of the vehicle.
• Meaning, it will appear on the meter that more CNG has been filled, but in reality less gas reaches the tank.
• In such a situation, the customer will pay the full amount but will not get full CNG in return.
• Due to this, the mileage of the vehicle may be affected.

If bad CNG is filled in the car, it will cause loss!

If low quality or bad CNG is used in the vehicle for a long time, it may affect the vehicle. As…

• This will affect the performance of the vehicle.
• The mileage of the car will be seen decreasing.
• The power of the engine will not be the same as before.
• Also the fuel system and other important parts of the engine will be damaged.

Do not be careless while filling CNG

• Whenever you fill CNG in your vehicle, fill it from a trusted CNG station only.
• If you notice any problem in the vehicle after filling the gas, do not ignore it.
• Get your car checked on time.
• If needed, you can lodge a complaint at the CNG station.

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ATM Cash: In today’s time, many bank related tasks are now done much easier than before, where earlier people were able to withdraw money from the bank by standing in long queues, now cash can be easily withdrawn from the ATM located near the house. But for some time now, complaints of ATMs being found empty in many cities of the country are coming to the fore. In many cities, people are not getting cash from ATMs for the last 2 to 3 months, which is also being complained about continuously. Amidst the increasing complaints, now the Reserve Bank of India i.e. RBI has started investigating the entire matter.

RBI asked for data from banks

NDTV Profit has quoted sources as saying that regarding the shortage of cash in ATMs, RBI has asked all the banks for complete details of cash available in Tier-2 and smaller cities. With this, it will be found out as to why cash is not available in ATMs at various places. Apart from this, RBI is also trying to find out whether some banks have deposited too little cash in towns and small cities or whether the cash in ATMs has not been reloaded on time, due to which this problem is occurring. RBI has made it clear that if anything like this is found then action will be taken.

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What did the banks say?

On this matter, banks say that the situation cannot be ascertained only by looking at the total cash stock. According to banks, notes which are damaged or mutilated cannot be inserted in the ATM.

In which states was the impact seen the most?

People in rural and semi-urban areas have been most affected by the problem of not being able to withdraw cash from ATMs. According to the report, it was more affected in these states like…

• Andhra Pradesh
• Telangana
• Karnataka

These are such states where complaints of not getting cash from ATMs have come to light.

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Indian Railways Rule: As much fun as traveling by train seems, it sometimes becomes difficult to get a confirmed ticket. Many people’s tickets are not confirmed even after being booked two-three months in advance. In such situations, some people take the help of unauthorized agents. But do you know that if you are caught traveling in a train by taking tickets from unauthorized agents, then legal action can be taken against you and you can also be fined.

Why are such tickets considered wrong?

If you buy tickets from such unauthorized agents, then know in advance that they book tickets using fake documents. Such tickets are not considered valid. Besides, they also book tickets using someone else’s name. If you are caught with such a ticket in a train, you may be in trouble. Therefore, always book tickets from the official website or app of IRCTC only.

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Information should be obtained from identity card

• The name and other information recorded on the ticket should match the information recorded on the identity card.
• If this does not happen, TTE will consider you as traveling without a ticket.
• Along with this, fine will be imposed and if necessary, action can even be taken.
• During ticket booking, everything mentioned on the identity card should match.

Fine may be imposed

• According to railway rules, no passenger can travel on a ticket in the name of another person.
• Also, traveling on a ticket which has been purchased from an unauthorized agent is considered punishable.
• If someone is caught with such a ticket, he may face a fine of Rs 500.
• Not only this, but there can also be a jail term of up to three months.
• In such a case your seat is canceled immediately.

Action will be taken if fake documents are found

If a passenger finds a fake document or edited identity card along with the ticket, then RPF can take action in case of fraud. Therefore never buy tickets from such unauthorized agents.

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Delhi Metro Audio Advertisement: Every day lakhs of people travel by metro for office, school, college and other works. Its special thing is that you can travel comfortably while enjoying AC at low cost. If you also travel in Delhi Metro, then you must have heard the announcement of the next station many times, but now you will also hear audio advertisements along with the announcement inside the metro. DMRC i.e. Delhi Metro Rail Corporation is preparing to start audio aids inside the metro.

Audio advertisements will be heard on these stations

DMRC has started the process of starting audio advertisements on these stations. These include.

• yellow line
• magenta line
• red line
• and blue line

Tenders have been invited from agencies for operation, marketing and management of advertising slots in six metros of these four lines.

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The objective behind introducing audio advertising?

DMRC says that starting audio signage in the metro will have many benefits like…

• Apart from tickets, earnings will also increase.
• Apart from this, lakhs of people travel in the metro every day, so the advertisement will be able to reach them.

Will passengers face problems due to audio advertisements?

• According to Metro officials, audio advertisements will be played only in the time slots between important announcements.
• All important announcements will be given first priority.
• All these things will be taken special care of, so that the passengers do not face any kind of problem.

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Train Ticket Booking: While booking train tickets, people often make some mistakes in haste or due to carelessness, which can create major problems during the journey. Whenever you book a train ticket, enter every information correctly. Recently, a case has come to light on social media, where a passenger had to pay a fine despite having a valid ticket. In such a situation, it is natural that a question arises in everyone’s mind that why did the TTE impose a fine even after being ticketed?

Learn about the case in detail?

Actually, a 24 year old passenger was traveling in Rajdhani Express between Bengaluru and Nagpur. During this time, when TTE asked for the ticket from the passenger, his age was written as 1 year instead of 24 years. The passenger had mistakenly written the age wrong. However, even after writing the wrong age, he did not get any discount in the fare, yet an extra charge of Rs 7,035 was taken from the passenger.

According to railway rules, every information on the passenger’s ticket and his identity card should be the same. If this is not the case, the passenger may be considered without ticket. TTE collected fine from the passenger as per applicable rules.

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Don’t make this mistake while booking tickets

• Whenever you book a ticket, fill the name, gender and age carefully.
• Enter all the information which is in your identity card.
• After completion of booking, double check all the information.
• If a mistake is found during investigation, your loss can be avoided.
• Keep your identity card with you during the journey.

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