Will gold prices increase further in 2026 like 2025? Should one buy gold now or would it be better to wait? Nilesh Shah, MD – Kotak Mahindra AMC joins us to discuss gold ETFs, gold vs silver ratio, long-term returns and the right investment strategy.

Has your credit card bill increased so much that it is becoming difficult to pay it all at once? In this video we will explain in detail how you can convert your credit card bill or any big purchase amount into EMI. In this you will know how to make EMI conversion request from the bank, what steps have to be followed through mobile app, net banking or customer care and for which period the bank gives EMI options like 3, 6, 9 and 12 months. It is also explained in the video what are the benefits of taking EMI, what can be its disadvantages, how much extra charges or interest can be charged and which people get this facility easily. The EMI option is not available to every customer, so it is important to understand the eligibility, payment history and credit behavior. If paying your credit card bill in one go seems difficult, EMI can be a useful method, but be sure to understand all the terms and charges before choosing it. This video has been created to give you complete clarity so that you can keep both your money and credit score safe.

Unclaimed Wealth: Crores of rupees are lying unclaimed in the country and no one has any information about the real owners of this money. There are many families whose members’ money is deposited in bank accounts, insurance funds or mutual funds, but the family members are not even aware of it. This means that there are crores of rupees lying across the country which have no claimant today.

SEBI registered investment advisor and founder of Sahaj Money, Abhishek Kumar has drawn attention to this serious issue. He recently wrote in a LinkedIn post that about Rs 80,000 crores are lying unclaimed. He also said that this topic is very important, but very few people talk about it.

Why do funds remain unclaimed?

According to Abhishek Kumar, this situation is not because people are short of money, but its real reason is lack of communication, complexity of paperwork and lack of awareness among families. He asked people whether their family knows about their money? Many times it happens that after a person’s death, the family has no information about his investments, due to which the money remains unclaimed for years.

real example

Giving an example, Abhishek Kumar said that last year he helped a client whose wife did not know that Rs 15 lakh had been invested in mutual funds in his name.

Similarly, he mentioned another incident in which it took two years for a family to get their bank account unlocked. The reason for this was that the nominee’s name was not added to the account.

Is just a will sufficient?

Abhishek Kumar warned that many people think that merely making a Will is enough, but it is not so. He clarified that a will is effective only when it is prepared through proper evidence and legal process.

There are lakhs of families in the country whose hard-earned money is stuck in various financial institutions. Experts say people should share information about their investments with family, add nominees to all accounts, and keep important documents in order so that their assets do not remain unclaimed in the future.

Also read: Rupee strengthened amid expectations of US-India trade deal, dollar’s status in the currency ring confirmed

Jainik Power and Cables IPO is a fixed price issue of Rs 33.75 crore. It is a fresh issue of 35.52 lakh shares worth Rs 17.76 crore and a combination of 31.98 lakh offers for sale shares worth Rs 15.99 crore. From May 30, this issue will open for subscription and the bidding process will run till June 3. The company shares will be listed on BSE SME on 6 June. To know everything about 3B Films Limited IPO, watch the video end and if you like the video, do not forget to like, comment and share!